Terms of Service for Select Insurance and Associates LLC
Effective Date: September 1, 2025
Welcome to Select Insurance and Associates LLC.
By accessing or using our services — including but not limited to our website, consultation services, insurance quoting tools, and SMS communications — you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully before using our services.
1. Services Overview
Select Insurance and Associates LLC provides insurance consultation, policy review, and coverage recommendation services through both digital and in-person communication channels. Users may request quotes, schedule consultations, and receive updates via our website or through opt-in forms.
2. SMS Communications & Consent
By providing your mobile number, you expressly consent to receive text messages from Select Insurance and Associates LLC, including:
Appointment reminders and confirmations
Policy updates and renewal notices
Customer service and claim assistance messages
Occasional promotional or informational alerts
Message frequency may vary. Standard message and data rates may apply. Reply STOP at any time to unsubscribe or HELP for assistance.
Your consent is not a condition of purchase. Opting out of promotional messages will not affect important service-related communications.
3. User Responsibilities
You agree to provide accurate information and to use our services only for lawful purposes. You will not:
Provide false or misleading information when requesting quotes or services
Attempt to access unauthorized data or disrupt our systems
Use our communications in violation of TCPA, CAN-SPAM, or any applicable laws
4. Ownership & Use of Content
All website content, materials, and trademarks are the intellectual property of Select Insurance and Associates LLC and may not be copied, distributed, or reproduced without prior written consent.
5. Disclaimers
Select Insurance and Associates LLC provides consultation and coverage recommendations based on available information at the time of your request. We do not guarantee policy approval, specific rates, or outcomes. All services are provided “as is.” Final coverage decisions are made by the respective insurance carriers.
6. Limitation of Liability
Select Insurance and Associates LLC and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or website content.
7. Modifications to Terms
We may update these Terms periodically. The most current version will be posted on our website with the effective date. Continued use of our services after any changes constitutes your acceptance of the updated Terms.
8. Contact Us
If you have any questions regarding these Terms, please contact us at:
